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Lighthouse Health is a new paradigm in healthcare coverage and cost sharing, built with a mission to protect and improve the health and financial security of its members.
Membership costs only as much as you are willing to pay. You decide when and how to use it. Lighthouse Health is extremely flexible; it can serve as a primary, secondary, or intermediate coverage for health expenses.
MONTHLY MEMBERSHIP
- ALL AGES ELIGIBLE -
ADDITIONAL BENEFITS
You make a regular monthly contribution to the
Lighthouse Community Fund.
You choose the amount.
You have cost-sharing coverage for healthcare expenses of up to 150% of your contributions to the Lighthouse Community Fund.
If you cancel your membership, you receive a refund of 50% of your unspent contributions.
Or, if you pass away, this refund is paid to your beneficiaries.
- It really is that simple! -
Holistic, Total Health Approach
Medical, vision, dental, chiropractic, and mental health costs are eligible for funding by the community.
No Application Fee & No Commitments
Membership and cost-sharing eligibility starts immediately on first contribution.
Start or stop membership at any time.
Choose Your Own Doctor
No restrictive networks or pre-authorization headaches.
No copays, no deductibles
Healthcare Provider Price Negotiation
Together, we can demand fair rates for healthcare services. The Lighthouse Community is always there when you need it.
Member Referral Program
For every new member referred, you get 10% of their contributions from their first 90 days added to your available coverage, up to $100 each referral.
Vigilant, Active, & Responsible Fund Management
The Lighthouse Community Fund is actively managed and invested. Lighthouse Health team members review funding requests to prevent fraud and abuse while protecting member privacy.
Partnerships with huge value:
Fast, accessible, and affordable lab services via Grass Roots Labs.
Discounted prescription medications via GoodRx, accepted at nearly every pharmacy in America.
Some caveats:
Cosmetic services & procedures are generallynot eligible for funding.
Membership currently only available to residents of the United States.
Lighthouse Health is not insurance, and that's a good thing!
While our approach to cost sharing has many incredible benefits, complete funding of all requests may not be guaranteed. To mitigate this risk, we actively manage fund investments and negotiate healthcare provider pricing & payment terms.
Members also have the ability to donate portions of their coverage to others in times of critical need.
